ROOFING CONTRACTOR: THIS IS EXACTLY WHAT Professionals Do

There is no such thing to be over protective when it comes to your home as well as your finances. There are plenty of roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. durability ‘s why it is critical to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your roof. One of their workers decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the inside of your building. You end up paying to fix the damages yourself.

Solution: If damage occurs to your house or building that is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A couple of months later you see a leak. You make an effort to contact the company, but can’t find their information. You make an effort to look them up by their business license and you find that there was never a business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If they don’t have a license, it could be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In the state of Utah, your roofing company must have a shingle license and an over-all roofing license to install a pitched roof. A set roof installation only takes a general roofing license.

A general contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However, there have been many cases of contractors branching out and installing roofs themselves when they lack the proper training. This causes problems for building owners in addition to home owners. It is ideal for a general contractor to get a roofing license as well as their general contractors license.

In Utah, the number for a general roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service right away. You are not necessary to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a fee for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you will be now in charge of that payment. This has happened and can happen to you.

Solution: Be sure to request a lien waiver when the job is completed and before you pay. A lien waiver simply states that when the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to safeguard the home or building owner from paying twice. In the event that you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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